What is a pre-existing medical condition?

Any illness, injury or disease that existed before taking out an insurance policy. Including but not limited to Ashma, Cancer, Diabetes, Epilepsy, Heart Disease, Obesity, bowel cancer, HIV, angina, irritable bowel syndrome (IBS), cancer, kidney disease, Crohn's disease, liver disease, depression, diabetes, muscular dystrophy, epilepsy, parkinson’s disease, coronary heart disease, raised cholesterol, hepatitis, high blood pressure, stroke and weight problems.

A pre-existing medical condition can be any illness, injury or disease. As a result, it’s likely your policy will undergo manual underwriting and could take a few days to be accepted.